Injury . . . Do I Need a Lawyer: You do not need a lawyer to settle with an adjuster. However, it is strongly recommended unless you are familiar with all of the various types of damage as well as the dollar range for your type of injury.
What are Section "B" Benefits: Section “B” benefits, or no-fault benefits are those provided by the insurer of the owner of the vehicle that you are travelling in at the time of the accident and are paid regardless of who is at fault in the accident. Section “B” benefits include such things as payments for lost wages, healthcare treatments and death, grief counselling and funeral benefits. It is essential that you claim these benefits as soon as possible. In some cases, the Notice of Proof of Loss Claim form must be submitted within 10 business days of the date of the accident in order for you to receive proper payment.
Injury and Lost Wages: It is possible to recover some or all of your wages depending on the circumstances and what type of accident you are involved in. You should discuss your case with legal counsel in order to determine what you are entitled to in your particular case.
Losses and Compensation: You can receive compensation for various losses which may include but are not limited to loss of housekeeping capacity, loss of income and/or income earning capacity, cost of future care, loss of consortium, pain and suffering and loss of enjoyment of life.
What are Personal Injuries: Dog bites, slip and falls, motor vehicle accidents, bodily injury and manufacturer’s liability are just a few examples of situations that may give rise to a personal injury claim. If you are unsure whether or not you have a claim, you should seek legal advice.
Are Written Records Needed: Yes you should keep a written record of your injuries and all costs that you incur as a result of them. Personal injury claims can take a long time to settle and memories fade. The documentation will also be useful in proving your case.